FICO Score Factors That Do Not Affect Your Scores

FICO score factors that don't affect your credit scores are important to know. Know what what to not do to improve your credit scores. You may be unknowingly doing things that are hurting your credit scores. (What doesn't affect my credit score)

Is Closing Old Credit Card Accounts Bad?

Closing old credit card accounts can hurt more than help your credit scores. Credit scores do not count closed credit card accounts and your debt to limit ratio can be negatively impacted to lower your credit scores. Your best bet is to just cut up the card so the account stays on your credit report. Roughly 15% of your credit score is calculated from you credit history. When you cancel the card, the credit history gets canceled as well. (Should I close my credit card?)

Ask EdGar

FICO Score Factors That Do Not Affect Your Scores

FICO score factors that don't affect your scores are important to know. Know what what to not do to improve your credit scores. (Don't worry about that car dealer pulling your credit.)

GetPrequalified.com


Get me out of Debt

Credit Scores and Buying a Home - Changes On The Way

Knowing your credit scores is key to buying a home. Your credit scores will greatly impact the loan programs you qualify for and the interest rates you get. Pay attention now to your scores to keep them up as Fico Scoring method changes are on the way. (click for Full Story)

GetPrequalified.com

Restoring My Good Credit Rating After a Foreclosure

Had a foreclosure? Get on the road to recovery quicker by following the simple tips presented. Although it will take a little bit of time to get back on track, the quicker you start the better off you will be.(click for Full Story)

Additional Articles