FICO Score Factors That Do Not Affect Your Scores

FICO score factors that don't affect your credit scores are important to know. Know what what to not do to improve your credit scores. You may be unknowingly doing things that are hurting your credit scores. (What doesn't affect my credit score)

How To Deal With A Collector

If you have collections you must learn how to deal with a bill collector. If you ignore collectors calling you you could do more harm, but you must know the rules of the Fair Debt Collection Practices Act. (How do I get collectors to stop calling me)

Credit Articles

Debt Consolidation Mistakes – Are balance transfers bad?

Are balance transfers bad? Debt Consolidation with credit card balance transfers. Mistakes with balance transfers, hard money loans, and other debt schemes. Consolidating debt with credit card balance transfers effective yes but tricky. Introductory offers, 0% Interest Rate Offers have their price if you make a mistake. If you miss a payment the universal default rate will kick in. (Debt Consolidation Mistakes)

Should I do a balance transfer?

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