What is a Home Appraisal and Why Do I Need One?

One of the key pieces of any mortgage transaction is the residential appraisal. There are many other reasons for why you might need to hire an appraiser. (click for Full Story)

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Should I Rent or Buy a Home? Am I Ready to be a Homeowner?

Homeownership is great, but renting has its advantages. There are many things to consider like your extra monthly expenses for owning the home. However, in a recent book by David Bach, The Automatic Millionaire, he suggests that owning a home makes one far more wealthy then renting. Make sure that you only buy when it is right for you to buy. (click for Full Article)

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Buying a Home With No Money Down in 2008 - What Are My Options?

While there are still some no money down programs available for home buyers, most of these programs will only loan up to 95% of the sales price. The only exception this rule is FHA loans. FHA loans call be structured so that you can get into a home with no money out of your pocket.(click for Full Article)

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