Should I Rent or Buy a Home? Am I Ready to be a Homeowner?

Homeownership is great, but renting has its advantages. There are many things to consider like your extra monthly expenses for owning the home. However, in a recent book by David Bach, The Automatic Millionaire, he suggests that owning a home makes one far more wealthy then renting. Make sure that you only buy when it is right for you to buy. (click for Full Article)

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Expenses During The Mortgage Loan Process Explained Part 3

This is part 3 of 3 in a series of articles discussing the expenses of getting a mortgage for buying a home or for refinancing your current mortgage. Some expenses in the mortgage process are unavoidable and have to be paid. (click for Full Article)

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Expenses During The Mortgage Loan Process Explained Part 2

You can consider the expenses of buying a home in three categories: the expenses before my loan is approved, the expenses I can negotiate with my lender, and the expenses that I cannot really negotiate. This article covers fees you can negotiate with you lender. (click for Full Story)

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Expenses During The Mortgage Loan Process Explained Part 1

So you are shopping for a mortgage. Have you been asked to pay an application fee? Did you pay it? Is it refundable? These items are addressed in this article. Some expenses are good to pay and others are not. This is part 1 of 3 covering the expenses of getting a home purchase or refinance mortgage.(click for Full Story)

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