Past Due IRS Taxes - Offer In Compromise

Find out about an Internal Revenue Service Offer In Compromise. Great program, but few get approved. Make sure you have a very strong case before you pay someone to help you. Offer in compromise programs do work. You need to be ready for a long process. Bottom line is an offer in compromise can save you thousands of dollars. (click for Full Story)

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Tax Season Again - 7 Tips to Avoid Mistakes and Save You Time

After the New Year, we in the US, turn our heads to the tax season. Do not make mistakes, they could cost you a lot of money and time. Accountants, CPA's, tax preparers, and every taxpayer are all busy to either file their taxes on time or to file an extension. Follow these tips to keeping out of trouble. (click for Full Story)

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Filing For An Extension On Your Federal Income Tax Is Easy With Form 4868

Tax day, or April 15th has come and gone and your taxes are not complete. Need extra time, file an extension now. Find out more about the process in this article. Just because you didn't file by April 15th doesn't mean that you are in trouble with the IRS. For information on how to stay on track with the IRS (click for Full Story)

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Use Mediation to Solve Your Real Estate Disputes

Resolving disputes in court can take years. In real estate disputes, taking years to settle differences on your house might not be a favorable or even valid option at all. Mediation is a make sense alternative to going to court and it is binding like going to court. Mediation is much cheaper than going to court. (click for Full Story)

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Use a Home Staging Company To Sell Your House

Looking to sell your home for top dollar and quickly? "Staging" is the way to go. Your idea of what looks like nice in your home is not what a potential home buyer thinks looks nice in your home, ahh their home... Staging presents your home in a neutral and attractive way to the widest range of potential home buyers. In theory, "staging" isn't hard or costly, but in reality, many homeowners find it difficult because it's often hard to see something objectively when we lov ... Staging your home will add thousands to your bottom line when selling your. Staging your home is definitely worth the time. (click for Full Story)

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How To Sell Your Home Quickly In Arizona

Selling your home in today's Arizona real estate market does take some work. But with proper planning, working with a seasoned real estate agent, giving some additional buyer incentives, and sticking to your plan you can sell your home and get most of what you want for it. (click for Full Story)

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A Perspective of The 2008 Arizona and General Real Estate Markets

If you listen to the media, selling your home might seem like a big mistake as compared to selling a few short years ago. Here are some predictions about the market in Arizona and in general and a few suggestions that you might use to sell your home faster. (click for Full Story)

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How Important is Marketing in Real Estate?

With the real estate and mortgage industries in a down market, if you are looking to sell your home, you will need to set yourself apart to be seen. Being seen can get your property sold. (click for Full Story)

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Selling Your Home In This Market? Tips to Help it Sell Faster

Talk about a competitive buyer's market for selling your home. It does take some work to get your home ready to sell and to keep it in ready condition. Follow these tips to set yourself apart. (click for Full Story)

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How Do I Market Real Estate On The Internet

Marketing real estate listings on the internet has been going on for years now. Yet there are still quite a few people who simply do not know how to use the Internet to sell properties. This article gets you started... (click for Full Story)

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When is the right time to buy a home?

Since January 2007, this has been the question on so many individuals' minds. I have heard real estate agents answer this question by giving specific months in the future that they predicted would be the month to buy. (click for Full Story)

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I Want To Buy A House But I Don’t Have Any Money!

You are renting, do not have any money and you want to buy a home. Sounds great, and you should check out buying a home! One of the first steps to wealth is owning your own home. Check out FHA Purchase Home Loans. (click for Full Story)

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To get your incentive you have to use your builder's mortgage company - Beware!

Builder Closing Cost Incentives...Are they worth it? Builders all across the country have their own mortgage companies, or they work specifically with a particular mortgage company. Using a builder's mortgage company can be easy in terms of paperwork from the builder to the mortgage company, but it might not be the best situation for you as a consumer. (click for Full Story)

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I heard my company has an Employee Housing Assistance Program

Employers are searching for ways to compete and succeed in today’s fast moving marketplace. Employer Assisted Housing programs from Fannie Mae are a benefit that many companies are now considering. EAH plans are gaining momentum because they make an employer have a more desirable place for an employee to work and are great as a recruiting tool. (click for Full Story)

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Give Up The Escalade and Starbucks to Buy a Home

If you are looking to qualify for a mortgage - there's two things to check that could make a significant impact on whether you qualify for a mortgage or not. Evaluate your car payment and evaluate how you spend your money on a daily basis. (click for Full Story)

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I'm relocating - Relocation tips - Get Pre Qualified

Congratulations! Your new job starts in two months and you need to relocate across the country. Relocation is a big deal so planning from the very beginning will make a huge difference in a smooth and worry free move. Find some tips in the article that might save you some hassles down the road. (click for Full Story)

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Realtors in even more danger of less business and mortgage brokers under fire - again!

Congress does not get it. They have to punish someone for the misfortunes of some bad mortgage lending practices that were allowed to go on from the largest mortgage lending banks in the US. Now these very banks are counseling Congress on a new law, HR 3915 which will significantly hurt the way consumers buy homes in the US. (click for Full Story)

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Your First Step - Get Pre Qualified for a Home Loan Before You Shop With a Realtor

Getting all dressed up for the dance and having your date not show up can be really upsetting. So can finding the dream home only to find out after your sales contract that you do not qualify to buy it. Start with your finances first, then you will know what you are capable of purchasing and can set your eyes on the right properties. (click for Full Story)

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Finding the Ideal Home Builder - 5 Tips for Success

Finding the ideal new home takes some time and work. Buying a new home from a home builder with the many choices on the market can lead to even more time and energy. With so many choices, how do you know if you are doing the "right" thing. Here are some tips to assist your home buying journey. (click for Full Story)

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I Want To Buy A Home - Important Factors When Considering Making An Offer

Before making an offer on a home, no matter who is selling it, make sure you protect yourself with several different inspections. Find out which type and more in this article. (click for Full Story)

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Buying A Home in a Declining Market – When Should I Buy?

Buying a home in today's market can be tricky business. Depending on your reasons for purchasing, you may or may not want to buy during the times when the market declines. (click for Full Story)

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Bank of America Junk mail wont stop, shame on B of A

My project for the last 3 years has been to try and get junk mail from b of a to stop coming to my mail box. I have been on the phone for hours and have spoken with dozens of people with no avail. My last contact assured me that there would be no more. He was very confident. I actually went into my branch as a last resort. Well he failed. I don't think it will ever stop. I have an idea that will really piss them off. Please stay tuned for more details.

Work With a Real Estate Agent – Should I? Yes!

This article is part of a series of articles about working with a real estate agent to buy a home. There many benefits and reasons to work with an agent.

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Work With a Real Estate Agent – Shop With Your Feelings

Once you have picked an agent to work with, you will want to start looking at home getting a feel for what you want. At this stage, let your feelings and emotions tell you what homes go on your "see again" list. (click for Full Story)

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Real Estate Purchase Agreement - Making an Offer in a Buyer's Market

With the current buyer's market reality in the real estate world, purchase offers still need to be carefully crafted to get the seller to take your offer. They may be desperate, but not stupid - remember it is still their home. (click for Full Story)

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Buying A Home That Is A Rental - Tips To Think About

Buying a home that has been a rental or is currently a rental can be a great opportunity, but you will need to take some extra care to make sure the home is up to par. Here a few tips to think about before you put in a sales offer. (click for Full Story)

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Where To Shop For a Home - Tips and Ideas

Get Pre Approved first, then shop for a home. There are so many places to shop for homes; almost too many. In this article you will find some suggestions on where to shop. (click for Full Story)

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In this market, some sellers may lie to get their home sold

Let's face it, human beings lie about stuff. When we need to get something to bounce our way we might sometimes add to the truth a little or not quite tell the whole truth. With today's real estate market and the U.S. economy so sketchy, you might not get the whole truth about a home you are looking to buy... (click for Full Story)

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Has The Arizona Real Estate Market Hit Bottom?

There is compelling signs in the Arizona Real Estate Market that point to it hitting bottom. Review the past and how we got here and what signs are pointing up. (click for Full Story)

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I Want To Hire A Real Estate Agent - What Do I Ask Them?

How do you ever know what real estate agent is the right one for you? Where do you start when you are trying to select and agent to work with. Here are some suggestions for questions that you may ask to get you started on finding an agent who is best for you. (click for Full Story)

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What Are The Benefits of Using a Debt Settlement Company to Get Out of Debt

Being in debt is no fun. Have debt in collection is even worse. Especially if you are getting calls from debt collectors and your credit card collection departments. Debt settlement is one option for getting out of debt and there are certain advantages of it. (click for Full Story)

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What is The Difference Between Debt Settlement and Consumer Credit Counseling?

Debt Settlement and Consumer Credit Counseling are both effective ways to get you out of debt. However, one requires that your credit still be good, while the other works best when your credit already in the outhouse. (click for Full Story)

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How Do Debt Settlement Companies Make Their Money?

Debt settlement companies need to make money too. Afterall, you have not paid your bills and now you are hiring them to negotiate your collection and charged off credit card accounts. They should be paid for their services. Part of their compensation is based on what they save you. (click for Full Story)

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How Do I Know When I Should Choose Debt Settlement?

The phone keeps ringing and you know who it is - the bill collector. Is it bugging you yet? Have you missed important phone calls because you have been screening your calls? What else have you been doing? Here are some more signs that point to hiring a debt settlement company to help. (click for Full Story)

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The scoop on FHA loans, are they right for you?

FHA loans are great loans for first time homebuyers who have little money, or have limited credit established. While great for qualifying certain types of home buyers, they have some features that make them hard to use. (click for Full Story)

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FHA Home Loans: How to Qualify

Following the Mortgage Meltdown of 2007, FHA loans have become extremely popular for first time home buyers, and many move up buyers. Find out how to qualify for a FHA loan to help you save time and money both important during the home buying process. (click for Full Story)

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FHA Refinance Programs

FHA loans are great not only for first time home buyers, but for regular refinancing and streamline financing too. There are many ways to refinance your FHA once you have one. Each of these ways is designed to give you incredible flexibility and cost savings when it comes time to refinance. (click for Full Story)

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What is FHA Secure and How Do I Qualify?

The FHA Secure Loan Program was launched in the fall of 2007 in an attempt by the U.S. Government to ease the increase number of foreclosures in the U.S. housing market. Although it is a good option for some folks, unfortunately it will not help enough people to improve the housing market. (click for Full Story)

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