What is a RELO?

What is a RELO? RELO is short for relocation. RELO Properties are owned by a RELO company, or real estate company, even employer for transferred employees. A home buyer should check with a real estate company's relocation department for good home buying deals. Employees should check with employer's HR department.

What is a RELO?

Should I get renters insurance?

Should I get renters insurance? Get Renters Insurance If Renting A Home After Foreclosure. Renters Insurance is often missed by renters. If you have owned a home your homeowners insurance policy will not cover you if you are now renting a home. Make sure that you check your current insurance company for renters insurance and shop around.

Should I get renters insurance?

Renting a Home Until Your Credit Rebounds After A Foreclosure

Renting a Home Until Your Credit Rebounds After a Foreclosure. Renting a home is a great way to reestablish credit following a bankruptcy. It takes 3 years from foreclosure to be able to qualify for a mortgage. (Should I rent or buy a home now)

What Does REO Mean? Real Estate Owned

What Does REO Mean? Real Estate Owned and REO stand for banked owned property from a foreclosure. Buy a REO properties. Maybe get a good deal, but do your inspections, use a real estate agent. (What is an REO)

Ask A Real Estate Agent What Your Home Is Worth

How does a realtor know what my home is worth? Ask A Real Estate Agent What Your Home Is Worth. Real estate agents are very knowledgeable when it comes to determining the value of your home. Selling your home, refinancing your home, getting divorced, talk to a real estate agent first to get an idea of your home's value before you make plans and pay for an appraisal. (What is my home worth?)

How Do I Know What My Home Is Worth?

How Do I Know What My Home Is Worth? Determining the value of your home can be achieved by many valuation methods. Are you looking to sell your home, refinance your home, or just know so you can sleep at night? Depending on your reasons, you will pick an appropriate valuation method to determine the value of your home. (What is my house worth?)

Real Estate Articles

How do I get a mortgage?

How Do I Get A Mortgage? Qualifying for a mortgage requires meeting particular guidelines. To Qualify, every borrower must show ability to pay, willingness to pay, and credit worthiness. There are different ways to qualify as long as the basics are met. Your first step should be to speak with a loan officer and see what documentation you will need for the loan. (How do I get a mortgage?)

Home Buyer Articles

What Are Points? Should I Pay Points?

Should I pay points? What Are Points? Should I Pay Points? Paying points lowers your mortgage interest rate. Answer the question Do I Pay Points Or Not based on Money, Budget, and Time. You need to consider how long you are going to stay in your home to really see if it is worth the extra money.

Should I pay points for a mortgage?

What Is A Mortgage Broker?

What is a Mortgage Broker? A Mortgage Broker arranges mortgages for home buyers and home owners. Mortgage Brokers have flexibility in the loan programs they can offer, offer a wide variety of loan products, some can offer FHA mortgages and Reverse Mortgages.

What is a mortgage broker

Do Not Get Fooled By The Yield Spread Premium

What is yield spread premium? Yield Spread Premium is the difference between a mortgage broker and mortgage lender. Mortgage Brokers disclose Yield Spread Premiums on the Good Faith Estimates and Mortgage Lenders do not. (what is YSP)

First Time Home buyer articles

Lynx-Gas-Grills - What Is The Best Gas Grill?

The Lynx_Gas_Grill is the best in the business. What is the Best Gas Grill? The Lnyx Gas Grill is certainly one of the world's best gas grills. Durable, hand made in the USA, stainless steel, infrared, red brass burners all make the Lynx Gas Grill system one of the best. (Lynx-Gas-Grill information)

Green Articles and Information

What Happens If My Rate Lock Expires?

What happens if my rate lock expires? If your rate lock expires you need to know what to do to protect yourself. Mortgage companies and mortgage lenders handle expired rate locks differently depending on company policy, interest rates, and who dunnit. You may be in for a real shock if you loose your rate lock. Interest rates go up and down daily. You could end up with a rate much higher than you were originally quoted. Be sure to know when your mortgage rate lock is expiring so you can stay of top of your loan officer. (What to do if you loose your lock)

Mortgage Articles

FICO Score Factors That Do Not Affect Your Scores

FICO score factors that don't affect your credit scores are important to know. Know what what to not do to improve your credit scores. You may be unknowingly doing things that are hurting your credit scores. (What doesn't affect my credit score)

How To Deal With A Collector

If you have collections you must learn how to deal with a bill collector. If you ignore collectors calling you you could do more harm, but you must know the rules of the Fair Debt Collection Practices Act. (How do I get collectors to stop calling me)

Credit Articles

How Do I Stop Identity Theft?

How Do I Stop Identity Theft? Stopping ID Theft comes from preventing ID Theft. Stopping ID Theft takes some effort as ID Thieves get better and better. Use a credit monitoring service like LifeLock Identity Theft Prevention to keep an eye on your credit report. (I want to protect my identity)

I want to learn more about credit

Author Terms of Participation - Become An Author On GetPreQualified

Author Guidelines and Terms of Participation, Become an Author On GetPreQualified.com and get your content online. Publish your expert knowledge. General requirements to submit articles to GetPreQualified. Read the guidelines. (I want to publish online articles)

I want to publish real estate articles

Article Editorial Guidelines - Become an Author on GetPreQualified

Article Editorial Guidelines for GetPreQualified. Submit your articles to GetPreQualified. Become an expert in your field of expertise. Follow our guidelines to publish your mortgage, real estate, credit repair, debt settlement, debt negotiation articles. (I want to publish articles online)

I want to publish articles on GetPrequalified.com

What Is A Fraud Alert? How To Do A Fraud Alert?

What Is A Fraud Alert? How To Do A Fraud Alert? Both important consumer credit protection measures to take to help prevent ID - Identity Theft. Place a fraud alert on your credit report if you want to protect your credit and identity. (How do I do a fraud alert on my credit report)

I have credit questions

What To Do If My Mortgage Balance Is More Than Home Is Worth

My mortgage balance is more than my home is worth. Many homeowners face homes values less than mortgage balances. FHA Secure, refinance while subordinating a second mortgage are options. You may also want to try NACA as a solution. This is also a great time to try to renegotiate your terms on your mortgage. You may be able to get a reduction in principal as well as lowering your mortgage interest rate. (My mortgage is upside down)

I have mortgage questions

Solar Electric Arizona – Are There Enough Solar Electric Contractors

Solar Electric Arizona is a no brainer, but are there enough solar certified electric contractors and installers? The home solar electric market is in Arizona is in high demand and there is strong supply of panels. Contractors and installers must keep up or conversion efforts to solar electricity will be slowed. (Solar Electricity in Arizona)

Stop Global Warming

What Is The Pickens Plan - Wind Power Generation

What is the Pickens Plan? Wind power generation is the Pickens Plan. The Pickens Plan calls for increase natural gas vehicle use and wind driven turbine power generation in the mid section of the US to reduce the U.S. dependency on foreign oil. (How does the Pickens Plan work?)

Alternative Energy Solutions and Going Green

Sample Pre-Approval Letter and Advice On Sales Contract

Answers to frequently asked mortgage and sales contract questions about pre-approval letter and advice on making an offer to a home seller. Bonus information about getting pre-approved. When you bring a pre approval letter to a seller, it is telling them that you are dealing in cash. It is one less thing for them to worry about. Getting prequalified is ok but it is not a pre approval. (how to get pre qualified to buy a home)

Advice on making an offer to a seller

Buying an Investment Property Different From Buying a Home?

The process of buying an investment property is similar to that of buying a home to live in. There are some differences in how you qualify for an investment property and the loan will have a higher interest rate. (Are mortgage rates higher for investment property?)

Buying investment property in a down market

Should I Pre Qualify With My Husband As First Time Buyers?

My husband has a lot of debt, should we try to buy our home together? We are first time home buyers and want to buy our first home, but don't know what to do. (Get Prequalified)

first time Home buyier information

Buy A Home After Bankruptcy - With Co Signer Or Wait

I want to buy a home after bankruptcy. Can I buy it with a co-signer or will I have to wait? Buying a home after bankruptcy - several options. Wait or have someone else buy home for you and you rent from them. Fannie Mae guidelines state that you must wait two years from the filing date of the bankruptcy to be eligible to buy a home. The BK must be discharged as well. (Buying a home after bankruptcy)

Home buying articles

Buying Green Energy With Green Pricing, Green Marketing, and Green Tags

Buying green energy without a home solar electric system is possible in many different ways. Green Pricing, Green Marketing, Green Tags all support going green with renewable energy sources like solar, wind, biomass, geothermal, and hydroelectric. (How to go green)

Stop global warming

Home Solar Electric Still Expensive - How To Pay For These Systems?

Home solar electric systems are still too expensive for most Americans. Learn how to pay for some of these solar energy systems. Some incentives and rebates are available now, but more are on the way. Fossil fuels and global warming are forcing solar energy research and funding sources. How to buy a solar energy system

I want to go green

Home Solar Systems And What Do They Cost?

Home solar systems and what do they cost are common questions for anyone looking at saving money, going green, and saving the environment at home. Home owners have many options for at home solar solutions, but many of them are expensive. What is the cheapest solar system I can put on my home?

How can I go green?

What Is The Best Mortgage For Recent Debt Management Program?

The best mortgage program following a recent debt management, debt settlement program is an FHA loan. Teacher loans may work from Fannie Mae and Freddie Mac. (Can I get a mortgage after a CCCS program?)

Does debt consolidation hurt your credit?

How Can I Find An FHA Lender With The Lowest Closing Costs?

Find an FHA lender with the lowest closing costs. Start with knowing what closing costs to expect then shop for a FHA licensed mortgage lender or mortgage broker. You may want to speak with a few FHA lenders before you make your final decision. (What is the best FHA loan)

FHA articles

Home Buying Articles

Debt Consolidation Mistakes – Are balance transfers bad?

Are balance transfers bad? Debt Consolidation with credit card balance transfers. Mistakes with balance transfers, hard money loans, and other debt schemes. Consolidating debt with credit card balance transfers effective yes but tricky. Introductory offers, 0% Interest Rate Offers have their price if you make a mistake. If you miss a payment the universal default rate will kick in. (Debt Consolidation Mistakes)

Should I do a balance transfer?

I need debt help

Is Closing Old Credit Card Accounts Bad?

Closing old credit card accounts can hurt more than help your credit scores. Credit scores do not count closed credit card accounts and your debt to limit ratio can be negatively impacted to lower your credit scores. Your best bet is to just cut up the card so the account stays on your credit report. Roughly 15% of your credit score is calculated from you credit history. When you cancel the card, the credit history gets canceled as well. (Should I close my credit card?)

Ask EdGar

How Do I Get Rid Of PMI On My Mortgage?

How to get rid of PMI, Private Mortgage Insurance, on my mortgage is a common question in the mortgage industry. PMI will stay on your mortgage for at least two years, among other conditions. The new rules require that you have at least 22% equity in your home. (How to get rid of PMI)

What Is Consumer Credit Counseling Services - CCCS?

What is Consumer Credit Counseling Services, CCCS? CCCS is counseling services to help consumers get out of credit card and unsecured debt fast. Typically companies are members of national associations that govern their activities and ethics. Be on the look out for debt consolidation companies that are for profit. Some creditors wont work with for profit debt management companies.

What is CCCS?

I want to get out of debt

What Is Debt Settlement?

What is Debt Settlement? Debt settlement is not debt management or CCCS, it is settling collection accounts and charged off creditor accounts. Accounts are typically settled for less than originally owed. You can save yourself up to 60 cents on the dollar in most cases by doing debt negotiation.

Find me a debt negotiator

What is debt settlement?

I Am Self Employed With Tax Write Offs - How To Calculate Income

To qualify for a mortgage how do self employed small business owners with tax writeoff calculate their income? Buying a home while self employed is harder than if used to be if you do not have much money in the bank and you write everything off. You will now have to show income to the mortgage underwriter if you want to buy a home. Lenders have tightened down lending criteria due to the recent mortgage meltdown.

I'm self employed, can I get a mortgage?

Debt Consolidation Program The Best Option?

Debt Consolidation is one option for getting out of debt. What other options are there for paying off your debt and becoming debt free? Options depend on being a home owner or not. If you have equity in your home you may be able to use that to pay off your debts. If you are like many homeowners now, your home may not have much equity with the real estate market down turn. (Does Debt Consolidation Work)

Does Debt Consolidation Work?

What Is Debt Negotiation - Does Debt Negotiation Work?

What is debt negotiation? Does debt negotiation work? Most people never find out because they know little about how to settle and negotiate with collectors. Collectors want to settle to get something versus nothing if you are considering filing a bk, you may want to consider debt negotiation as an alternative to bankruptcy.

What is debt negotiation?

Ameri Dream or Nehamiah - What Is The Difference

What is the difference between Ameri Dream or Nehemiah? Both are down payment assistance programs which allow people to buy homes with little or no money out of their pockets. But there is a minor difference between these two programs. Ameridream will allow you up to a 10% gift while Nehemiah will only allow you to go to 6% of the purchase price as a gift. (What is the difference between Ameridream and Nehemiah)

What is an fha loan?

How do I get free money to buy a home?

India Expands Solar Energy Programs – Energia Solar

India Expands Solar Energy Programs to increase solar energy efficiency, stopping global warming and climate change. India wants reliable abundant source of clean renewable energy. India's energy demands are a threat to climate change. I am glad to see that they are taking on initiatives to help combat the issue of climate change. The issue of climate change is a global one and all nations need to be united in the effort to bring our carbon use to an acceptable level. (India solar energy initiatives)

Global solar energy programs

Solar Panel Systems - About Money Or Personal Principles

Solar Panel Systems can save your electric bill. Save money on your monthly electric bill. Minimize impact on global warming and climate change. It is an ethical decision for many because solar panel systems are expensive. We must work to improve the technology around solar energy. It is abundant and a viable solution to help with our power needs. (solar panels)

What is solar energy

Paneles placas solares

energia solar

Richard Branson Starts Virgin Fuels To Help Stop Climate Change

Richard Branson starts Virgin Fuels to help stop climate change. Virgin Fuels and Branson invest in renewable energy projects to promote and develop a sustainable future. Climate change is here to stay. Richard Branson is committed to making a difference in our world climate. We need more people to step forward to lead the way to a healthy planet. (Who is Richard Branson)

How can I stop global warming