What Is My Carbon Footprint?

If you ask what is my carbon footprint when buying a home, you can get a home that is energy efficient, a home that saves you money, but a blank stare from your real estate agent. Send them this link. If we all worked together to reduce our carbon footprint, we could make a huge difference in our impact on solving global warming. (what can I do to stop global warming)

How to stop global warming

Going Green Is Easy - Committing To It Is Hard

Going green, or reducing your impact on the environment is easy. What is hard is your commitment to it. The only commitment harder might be losing weight, or marriage - it is for life. Going green doesn't mean buying solar panels and going off the grid. You don't even need to have a wind turbine in your front yard either. (information on going green)

How can I go green?

The Top 2008 U.S. Green Cities

The top 2008 U.S. Green Cities provide green spaces, bike lanes, energy conservation initiatives, urban community gardens, green power and buildings. (how green is my city)

How green is my city?

What Is Green Power, Renewable Energy, Alternative Energy, Conventional Power, Bio Fuels?

Green Power and Renewable Energy - best power sources for the environment - little or no global warming unlike conventional power from fossil fuels. We should also be looking at geo thermal, bio fuels, solar energy and wind energy. (How to stop Global Warming)

Alternative Energy Articles

I Drive A Toyota Prius And Am Smug Like On South Park

Drive a Toyota Prius yourself and you'll see that great gas mileage, saving money, easy to drive, a lot of leg room, making a difference for the environment is all great stuff. Even Cartman cannot complain about a Toyota Prius. (Smug Prius Owners)

Am I a smug Prius Owner?

Driving Green - Is There Such A Thing

Driving Green is not about switching to a new alternative fuel car in this article. Review ways to change driving habits to improve gas mileage. I just did a recent driving test on my own. I made two changes, I drove slower and took my foot off the gas when I saw a red light coming. I got an extra 2-3 miles per gallon. (How to get better mileage)

Easy ways to get better gas mileage

Go Green Tips - Energy Efficient Housing Ideas

Energy Efficient Housing Ideas, Go Green Tips, Ways to Save Money are in vogue again. This time around there are some new ideas and new reasons. Believe it or not, putting aluminum foil on your windows is not such a bad idea. It blocks out the sun when it is hot and actually keeps heat from coming through. Aluminum is not a very good conductor of heat. (How do I stop Global Warming)

How can I stop global warming?

Buying Cars and Selling Cars Can Be Hell, What To Look Out For When Shopping For Automobiles Cars Trucks

Buying cars and selling cars are not my ideas of fun things to do. Where Do You Start? Bank repossessed cars for sale, autotrader, or driving around to car dealers? (Buying Cars, Selling Cars)

Buying Cars, Selling Cars Articles

Best Gas Mileage For A Car, Truck Or SUV?

Best Gas Mileage advertising campaigns are still being trumped by Best In Class messages. Why? Americans are driving less and buying more cars - why keep advertising for SUV's with Best in Class gas mileage? (What cars have the best gas mileage)

Buying Cars - Automobiles Cars Trucks

Additional Articles on Cars

Buying An Alternative Fuel Car - Honda Civic GX versus Toyota Prius

Buying an alternative fuel car is a new option for buying cars now. Gone are the days of muscle under the hood, try out - do I want natural gas or electric? (Natural Gas Car)

Natural Gas Honda

Buying Cars - What To Consider When Buying a Used Car

Buying cars can be a little tricky. Things to consider when buying a used car are: car's history, price, and can a mechanic look at it first. A little up front work when buying a car can save you down the road. If you are not comfortable with the car deal, don't do it. (How to buy a used car)

Buying Cars Selling Cars

Property Tax Consultants - 1031 tax deferred exchange explained

1031 Tax Exchange is a great way to defer capital gains taxes on sold real estate investments. There are some rules to follow - learn the basics. (property tax consultants)

What is a 1031?

Fortuna Murcia Property Spain - Real Estate Investing

Real Estate Investing in Fortuna Murcia Spain Property could be a smart thing to do in 2008. Regions in Spain have huge inventories including Fortuna and Murcia. There is an abundance of real estate for sale in Fortuna and Murcia Spain. Now could be a great time to buy in the Spanish Real Estate Market. (Fortuna Murcia Spain Real Estate information)

Fortuna Murcia Article

Property Lanzarote Real Estate Market Getting Better?

Property Lanzarote Real Estate seems to be an appealing place to buy a vacation home to the people of the UK. Get a property there while you can. Buying property now in Lanzarote can be a great investment for the future. Prices wont stay this low forever. Buying property in the Canary Islands in Lanzarote can have its challenges. (What to look out for when buying in Lanzarote)

Lanzarote Real Estate Market Information

How To Do A Short Sale Request

Asking for a short sale request from your mortgage lender is a option for stopping foreclosure. The short sale process takes time and effort, learn more. (Short Sale Process)

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Is a Short Sale An Option To Stop Foreclosure

Use a Short Sale as one option to stop a foreclosure on your home. If you plan to do a short sale start early it take some time to get it approved. Working with you bank can be tricky and it might take awhile. Banks aren't know for their speed in processing a short sale transaction. You must be patient and be willing to play the game with them. (Short Sale Information)

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Common Questions and Answers About the Foreclosure Process and Deficiencies

It is not bad enough that you may have or already have lost your home to a foreclosure process, but you may not be out of the woods yet with deficiency notices and taxes due on forgiven mortgage balances. Here are some common questions... You may be forgiven on the taxes if your foreclosure was on a primary residence but there are some stipulations for this. (More info on Foreclosure Deficiencies)

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FICO Score Factors That Do Not Affect Your Scores

FICO score factors that don't affect your scores are important to know. Know what what to not do to improve your credit scores. (Don't worry about that car dealer pulling your credit.)

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Government Federal Local - What Do I Get From The Bush Economic Plan

Government Federal Local and The Bush Administration has pushed through several economic stimulus plans over the years. Like the previous plans, the US Government gives you money based on your family size so that you spend it on consumer products. Here is the Bush Stimulus plan explained and you will find some ideas about what to do with your money. (The Bush Economic Stimulus checks)

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Low Cost Personal Loans - Tips to Getting the Right One

A great way to establish credit or improve your credit history and scores is to get a personal loan. Remember, not all loans are created equal and you can get yourself into trouble if you do not go about getting one the right way. Learn tips to help you out. Getting the wrong loan can make your life a living hell. (Tips to getting a low cost loan)

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Differences Between Men and Women in Debt and Financial Matters

Do you remember the book Men are from Mars and Women are from Venus? Well, the differences he spoke about in that book exist in the areas of debt and finances. Read more about the differences. (The difference between men and women about money)

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Using the Internet to Manage Your Personal Finances

It is easy to get behind in today's fast paced society. We are pulled from many directions and sometimes our credit and bill paying suffer. What solutions are there? We present one - the internet. (Internet banking may be the best way to keep your money organized)

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Arkadi Kuhlmann of ING Direct Puts the Customer First

A great online bank, ING Direct, is designed to be simple, inexpensive, and deliver great customer service. Its President and CEO, Arkadi Kuhlmann has built the United States' largest internet bank by standing for his belief in fixing a banking system gone bad. ING stands as one of the most solid and prominent banks on the internet today. (More on why ING rules internet banking)

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Why I Love ING Direct USA

Doing business with ING Direct USA is a pleasure for one our freelance writers. Read his story and what he has to say about ING. Arkadi Kulmann is considered to be one of the best ceo's in the world and most people have never heard of him. (click for Full Story)

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Preventing Identity Theft - Things to Watch Our For

Here are some simple steps to identify and prevent identity theft. The key to identity theft protection is to be smart and go with your gut. If something does not feel right, it probably is not. Make a phone call if in doubt. You must be very diligent in protecting your social security number and other financial information. You financial information in the wrong hands could be disastrous. (click for Full Story)

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The Bad News About a Big Tax Return

Sorry to break it to you, you are not alone - getting a big tax return could be costing you more money than you think. Find out why and what to do about it. The best scenario when it comes to tax refunds it to not get one. I would rather have the money in my pocket than the governments. (click for Full Story)

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Got Money To Put Somewhere - The Best and Simplest Places to Put Cash

There are so many things we can do with our money nowadays. Where you put your money depends on what your goals are for it. Get back to the basics. Here are three simple places to put your hard earned cash. (click for Full Story)

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Emergency Fund - What Do I Need To Know?

What happens when you have an emergency and need cash? Can you go to your bank and get quick easy access to your money that you have set aside over the years. If you cannot then this article is for you. Read these simple easy tips and save yourself a lot of headache when it comes to planning for a financial emergency. (click for Full Story)

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Has The Housing Crisis Hit Bottom?

The U.S. Housing Crisis is really bad - that's all we hear in news day in and day out. Foreclosures, too many houses for sale, another mortgage company filing for bankruptcy - when will it all end? To tell, take a look at historical data and compare to what is happening in many markets across the country. Buying in a down market is a great long term move, is it time to buy your dream home? (click for Full Story)

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Why Roth IRA's Totally Rule

Roth IRA's and Traditional IRA's both have their place in individual retirement planning. Hands down, the Roth IRA is the first place to start with your retirement planning. For information on how a Roth IRA could benefit you, (click for Full Story)

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Tax Deductions For A Homeowner - Benefits To Owning A Home Versus Renting

It is typical that if you called me to pre qualify for a new home we would discuss the advantages of owning a home. On the list of discussion topics are tax deductions in the form of mortgage interest paid on the loan. If one considers the tax write offs applied over a 12 month period of time with mortgage payments there can be significant savings over someone who rents. Owning a home can be one of the best tax shelter left. (click for Full Story)

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Tax Deductions for a home buyer - The benefits from buying a home

Buying a home can be a tense time for some folks. It can also be an expensive time. Thanks to the IRS, you can get some of your money back in the form of tax deductions for some of your expenses. The tax benefits of buying a home. (click for Full Story)

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How to teach your kids about spending and saving money, credit, retirement and taxes

If you have kids, or have had them, one of the toughest things to teach them about in my opinion is money. We as human beings get really funny about money, how much we make, how much we spend, how much we owe. I think that if we start young with our kids in teaching them about money we can save ourselves as parents in the future. Teaching you kids about money (click for Full Story)

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The Lowdown on Capital Gains Taxes

It is easy to see what is so attractive about “timing” the stock market -- buying stocks, bonds, or funds after an atypically awful week on Wall Street, then turning them around a few weeks later when the inevitable rebound takes place. The market has its somewhat predictable ups and downs, and anyone with half a brain knows when it’s been taking a beating, right? A tricky little item that many young and first-time investors have no idea about, though, is the pitfall of capita ... Most real estate investors don't plan on the impact of capital gains taxes when doing their real estate investing. (click for Full Story)

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